Digitalisation – the system of processes leading to transforming all processes through evolving digital solutions – is an inextricable part of everyday life in the office, at home, in government, and inside the mind.

Prior to the Uruguay Round of multilateral trade negotiations, which were concluded in December 1993, multilateral trade negotiations were seen as a preserve of the developed countries and the developing countries have only a marginal role to play in the negotiation process; they were primarily the recipients of preferential market access and other special differential treatment.

The rapid development and use of new payment products and services, including pre-paid and store-value cards or e-cash, mobile payments, internet based payments and virtual currencies, has changed the dynamics of the 21st century financial market and services.

The United Nations Institute for Training and Research (UNITAR) is a principal training arm of the United Nations, working in every region of the world. We empower individuals, governments and organizations through knowledge and learning to effectively overcome contemporary global challenges. 

Financial Technology has, in the last few years, made silently extremely rapid advances with the result that the services offered by new and traditional players have revolutionized the way people interact with them.  FinTech brings healthy increased competition, offering a world of opportunities as well as more efficient products and services.

Gender mainstreaming has increasingly gained importance over the past three decades. Originally viewed as an issue best confined to the social and development issues, the importance of gender mainstreaming has gained momentum with the realization that all regulations and policies have different impacts on the different genders.